First let's talk about bills. But scroll to the break line if you don't wanna hear it! I opened my power bill to find that it is just as high now (and I have not used the a/c or heat) as it was this summer. That really ticks me off. In MS it would go down 30-40 dollars in the winter.

I am still a month behind on a few things but instead of paying a litle here and there, I pay the overdue in full, which keeps them happy. Eventually I am hoping to catch up, but as we all know that's very hard to do.

I did my payday budget and we'll have $200 after the rent/bills are paid and we buy food and gas. Not bad considering we usually have nothing when the rent is due. We wouldn't even have $200 if I wasn't working that silly little job.

This year I wanted to take our tax refund and pay off my credit debt. By doing so we would have an extra $200 a month, sick I know. But James wants to buy a second car, which we really need. I guess we'll be poor another year but I will pay the cards off next year whether he wants to or not. He got his furniture 2 years in a row. (New living room in 2004, bedroom in 2005) now he's getting a car. His needs are met, it's time to pay off the debt. If we don't we'll never get a home loan, or be able to save a dime of our paycheck.

That's all about money.
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Do ya'll have any superstitions about New Year's?

James believes if the house is not spotless when midnight comes then it will be dirty the whole year. I don't believe in silliness such as that! Do you?