Saturday, June 10, 2006

Life's a whirlwind

But there's no drama. Things are going really well. (about time!)

Well except that we have no money. Literally. Not even the $30 till payday like it used to be. Here's how it happened. The payday before last the company that does their payroll was all screwed up and J did not get paid. Corporate advanced him some money (we didn't need the WHOLE check advanced) until his direct deposit went through. The repayment was supposed to be deducted from his bonus check this payday. Well he didn't get a bonus check because the direct deposit is still messed up but corporate was quick to take the loan out of his regular pay. It still wouldn't have been this bad if J had paid attention to his spending. I do all the bills and such and I told him we would be fine. I meant it as fine for bills but no extra spending. He thought just "fine." I checked our account balance the other day and we had enough for the rent that hadn't cleared and one small bill. But we still had two weeks of daycare to pay and we needed to live for seven days. I was horrified and totally blamed myself. (on phone with J) "I don't know how this happened, obviously I spent too much without realizing it." He says nothing, is just pissed. Luckily we had our credit card to pull from. As much as I hate paying the "cash advance" interest that's better then a payday loan company or OD charges from the bank. And we didn't have to take much really. Anyway I got back to work and looked at our account. IT WASN'T ME!!!! J had taken $120 out of the atm over the last few days. We would have been FINE if he hadn't done that. So now I'm not spending any money since we don't have any. And through it all, after I told him how much we needed for the bills and such he goes and takes out another $20 last night. DUMB FUCKING BASTARD. He just doesn't get it. He sees a balance but never stops to think, "wait Bon said we had NO extra money, maybe a bill hasn't cleared yet."

But that's the ONLY drama. I'm not being bitchy about it, just smug. Like "yeah, it's not just ME that wastes money around here."

Once we get his bonus check and get back on track next payday all will be well and his ass is getting a cash allowance and no debit card access.

Little J is going to "run with the black belts" today. It's a beautiful day out. I was gonna take him to see Cars, but of course the money situation. I'm going to take him weekend after next, since we have a Karate event next Saturday as well.

Work is going well, but the branch is short handed. This week I got an hour of actual overtime. I only get paid for 38 but I have been working 40 or more. I get paid for the 2 hours the following pay check (we're paid up to date. If we work less then 38 or more, it gets added or deducted from the following pay period) I believe they have filled both positions so we'll be fully staffed next month.

I guess I better wake J. I made him take a nap so he wouldn't have a melt down.......

2 comments:

GypseeMommy said...

Sorry to hear about the money troubles. We have the same thing happen here. Terry just doesn't know when to resist spending a little here and a little there which really adds up. Bravo for you not bitching though! I can't seem to stop myself from bitching in situations like this, lol. Have fun at karate! Hope you have a good weekend :)

Unknown said...

i hate money troubles. hope you win the jackpot soon (share, girl, share!).